Top Down Club Budgets

In the height of the budget season, many clubs focus their efforts entirely on the operating budget in a line-by-line approach without considering important big picture items like the capital budget and long-term planning. An alternative is to start with a top view including the capital ledger and branch out from there. In this webinar, we'll explain how the capital ledger and the “bigger” picture can be used in the budget process to determine what does (or does not) actually need to change on the operating ledger. We'll introduce key capital metrics you can use to help your board see the “big picture” and avoid getting mired in inconsequential line items in the operating budget.

Navigating the Property/Casualty Insurance Market: What Clubs Need to Know

Thursday, February 11th, 2021
2:00 PM to 3:00 PM EASTERN

After nearly a decade of what's known as a "soft market," the commercial insurance industry has shifted to a "hard market" where demand for insurance outweighs supply. The hospitality sector, clubs included, has been experiencing rate increases at perhaps the worst possible time.

In this session, commercial insurance specialists Jack Hughes, Stefan Petrella and Norm Duquette from Starkweather & Shepley Insurance Brokerage will provide an overview of current market conditions and explore key coverages that are most sensitive to the hard market, including:

  • Property Insurance
  • Management Liability (D&O, Employment Practices Liability and Fiduciary Liability)
  • Workers Compensation and the Experience Mod calculation

Complete the form on the right side of this page to register for the webinar.

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